Stop foreclosure Las Vegas · Cash home buyer since 2006

Sell Before the Bank Takes Your Las Vegas Home.

If you are behind on payments or facing foreclosure, a fast cash sale may be your best option to walk away with money instead of nothing. Mickey Griffin has helped Las Vegas homeowners navigate this exact situation for 20 years.

Talk to Mickey now Not a talker? Text 725-400-9900

Tell us about your situation

Free. Confidential. Text for fastest response. Calls returned fast - typically same day.

Confidential. We do not share your information. By submitting you agree to be contacted at the number provided.

How foreclosure works in Nevada

Understanding your timeline.

Nevada is a non-judicial foreclosure state. Once the process starts, it moves faster than most homeowners expect. Knowing where you are in the timeline is the first step.

Missed payments - you still have the most options

The moment you miss a payment, the clock starts. But at this stage, a cash sale is completely straightforward. You can sell, pay off the mortgage from the proceeds, and potentially walk away with money. This is the best time to call.

Notice of Default - Notice of Sale period

Nevada lenders must file a Notice of Default before proceeding. After filing, there is a waiting period before they can issue a Notice of Sale. Timelines vary - consult an attorney for the specifics of your situation. A cash sale can still close in time. Call immediately.

Notice of Sale - auction date approaching

Once the Notice of Sale is filed, Nevada law generally requires a waiting period before the auction date. Timelines vary by situation - consult an attorney for the specifics of your case. There is still time to sell. A cash buyer who can typically close in 7 to 21 days can get you out before the auction date. Time is short but options exist.

Auction - last chance

Once the property goes to auction, your ability to sell it is severely limited. You may lose the home and still owe the deficiency. If an auction date has been set, call Mickey today. Depending on the date, there may still be a narrow window.

✓

Cash sale - stop the process at any stage before auction

A completed sale pays off the mortgage and stops the foreclosure. You walk away with whatever equity remains after the payoff. Mickey has helped Las Vegas homeowners at every stage of this process for 20 years. The earlier you call, the more options you have.

What a cash sale means for you

You walk away with money. Not a foreclosure record.

When a bank forecloses on a Las Vegas home, the homeowner typically walks away with nothing, and a foreclosure on their credit record that follows them for seven years. A cash sale before foreclosure changes that outcome completely.

If there is equity in the home, meaning it is worth more than you owe, a cash sale puts that equity in your pocket. Even with a discounted cash offer, you often net more than you would from a foreclosure where the bank sells at auction for whatever it can get.

And unlike a foreclosure, a voluntary sale does not appear as a foreclosure on your credit. The mortgage gets paid off. The account closes. The damage is significantly less.

Mickey will walk through the estimated net number on the first call: what you owe, what the offer is, and exactly what lands in your account. Mickey works to avoid surprises at closing.

Foreclosure vs. cash sale: what it means for you

Foreclosure

You get nothing. Bank sells at auction for whatever it gets. Foreclosure on credit for 7 years. May still owe deficiency.

Cash Sale

Mortgage paid off at closing. Equity goes to you. No foreclosure record. Clean break. Fresh start.

Important note

Mickey is a cash buyer, not an attorney. For legal advice about your specific foreclosure situation, consult a Nevada real estate attorney. Mickey can tell you what he can offer and when he can close. A foreclosure attorney can advise on your legal rights and options. Both conversations are worth having.

Your options when facing foreclosure

Three paths. One is better for most people.

Option 1

Let it foreclose

✕Bank sells at auction, you get nothing from equity

✕Foreclosure on credit record for 7 years

✕Possible deficiency judgment if sale does not cover the loan

✕No control over timeline or outcome

✕Most damaging long-term option

Option 2: Recommended

Sell fast for cash

✓Close before auction, stop foreclosure process

✓Mortgage paid off at closing

✓Any remaining equity goes to you

✓No foreclosure on credit record

✓Most closings in 7 to 21 days, you pick the date

✓No repairs, no open houses required on our end, no agents

Option 3

List with an agent

✕Takes 60-120+ days to close, auction may come first

✕Requires repairs, staging, and showings

✕Buyer financing can fall through

✓May achieve higher sale price if there is enough time

✕5-6% agent commission plus seller closing costs

What Mickey promises

Four promises. Every foreclosure situation. No exceptions.

We move as fast as your timeline requires.

If you have 30 days before an auction, we work toward 30 days. If you need 10 days, we work toward 10 days. Your timeline drives ours.

Our commitment is that the offer does not change after you sign.

Our commitment is that the number we put in writing is what we work to deliver at closing. In a foreclosure situation, you cannot afford a buyer who changes terms at the last minute. At 1660 Capistrano Ave we did not walk the property the way we should have. When our crew opened the walls they found structural issues that ran the rehab nearly $80,000 over estimate. We closed on the date we promised and the seller received every dollar we agreed to. We took the loss. That is what privately funded means.

We buy with private funds. When we sign, we close - barring title defects outside our control.

No banks. No lenders. No financing contingencies. When we put your home under contract, the funds exist to close it. A lender-backed buyer has 30-45 days of financing risk you cannot afford when foreclosure is the alternative.

You deal with Mickey. Start to close.

Mickey handles every foreclosure situation personally. Not an assistant, not a call center, not an out-of-state rep. Mickey. He has navigated this situation with Las Vegas homeowners hundreds of times. He knows what to do.

Common questions

Las Vegas homeowners facing foreclosure ask us these.

Can you really close fast enough to stop foreclosure?

Yes, if there is enough time remaining before the auction date. Most closings take 7 to 21 days from signed purchase agreement. The critical factor is how much time remains on your timeline. Call Mickey today and tell him exactly where you are in the process. He will tell you honestly whether a cash sale is still possible.

What if I owe more than the house is worth?

If the home is underwater, meaning you owe more than it is worth, a traditional cash sale may not cover your mortgage payoff. In this situation, a short sale may be an option, which requires lender approval. Mickey is a cash buyer, not a short sale specialist, but he can tell you on the first call whether the numbers work for a standard sale. If they do not, he will tell you that directly rather than waste your time.

Does selling before foreclosure hurt my credit less?

Yes, significantly. A foreclosure stays on your credit report as a foreclosure for seven years and causes a severe drop in your credit score. A voluntary sale, even a short sale, is reported differently and causes considerably less long-term damage. Paying off the mortgage at closing through a cash sale is the cleanest outcome for your credit.

Will I owe anything after the sale?

If the sale price covers your mortgage payoff and closing costs, you owe nothing and may receive cash. If the home is underwater and the sale does not cover the full payoff, you may need your lender's approval for a short sale. Mickey will walk through the math with you on the first call. The number he offers, minus your payoff, is exactly what you walk away with.

What if an auction date has already been set?

Call immediately. Depending on how close the auction date is, there may still be a window. Nevada law allows a homeowner to sell the property up until the moment of the auction. The question is whether there is enough time for a cash sale to close first. Mickey will tell you honestly on the first call whether it is possible given your specific timeline.

Is this confidential? Will my neighbors know?

The transaction is private and not publicly listed. Mickey does not share your information. We never list the property on MLS, Zillow, or any public site. No for-sale sign. No open houses. No strangers walking through. The only people who know about the transaction are you, Mickey, and the title company. The sale is recorded publicly after closing like any other real estate transaction, but there is no public marketing of any kind.

Will your offer change after I accept?

That is our commitment - the number in the purchase agreement is what we work to deliver at closing. We do our homework before making an offer: comparable sales, condition assessment, your specific timeline, and we stand behind the number we write. At 1660 Capistrano Ave we did not walk the property the way we should have. When our crew opened the walls they found structural issues that ran the rehab nearly $80,000 over estimate. We closed on the date we promised and the seller received every dollar we agreed to. We took the loss. That is what privately funded means.